Medicare in Beaverton, OR: Medicare Kya Hai? Oregon ke Seniors ke Liye Ek Mukammal Guide (2025)
Agar aap Beaverton, Oregon ke senior hain aur 65 saal ke qareeb ya us se zyada umr ke ho gaye hain, to Medicare aap ke liye ek zaroori health insurance program hai. Is blog mein hum Medicare ka basic structure samjhayenge aur batayenge ke aap ke liye best Medicare insurance broker in Beaverton kaise madadgar sabit ho sakta hai.
Medicare Kya Hai? Ek Sada aur Aasan Tareeqay Se Samajhiye
Medicare ek federal government ka health insurance program hai jo specially:
- 65 saal aur us se zyada ke logon ke liye hai
- Kuch younger logon ke liye bhi, agar woh disabilities ka shikar hon
- ESRD (End-Stage Renal Disease) wale patients ke liye bhi available hai
Medicare Ke 4 Basic Hissay: Aap Ko Kya Janna Chahiye
1. Medicare Part A – Hospital Insurance
Yeh part inpatient care ko cover karta hai:
- Hospital stays
- Skilled nursing facilities
- Hospice care
- Home health care
2. Medicare Part B – Medical Insurance
Ismein aati hai:
- Doctor visits
- Outpatient care
- Preventive services
- Lab tests aur screenings
3. Medicare Part C – Medicare Advantage
Yeh private insurance companies offer karti hain, jo Part A + B + kuch additional benefits combine karti hain:
- Dental, vision, hearing
- Prescription drug coverage (kai plans mein included hoti hai)
4. Medicare Part D – Prescription Drug Coverage
Is plan ke zariye aap apni dawaiyon ka kharcha manage kar sakte hain.
Beaverton, OR Ke Seniors Ke Liye Medicare Enrollment Process (2025)
Initial Enrollment Period (IEP):
Aap 65 saal ke hone se 3 mahine pehle, birthday ke month mein, aur uske 3 mah baad tak enroll kar sakte hain.
General Enrollment Period (GEP):
Har saal 1 Jan se 31 March tak.
Annual Enrollment Period (AEP):
15 Oct se 7 Dec tak – yeh waqt hota hai jab aap apne plans ko change ya renew kar sakte hain.
Beaverton Mein Medicare Plans Kese Choose Karein?
Oregon ke seniors ke liye Medicare options bohot zyada hain. Har zip code ke mutabiq plans aur unki coverage alag hoti hai. Beaverton residents ke liye best Medicare insurance broker in Beaverton aap ki madad kar sakta hai:
- Personalized plan comparison
- Prescription coverage analysis
- Enrollment assistance
- Plan renewals aur updates
Best Medicare Insurance Broker in Beaverton – Aap Ke Saath Har Qadam Par
Jab Medicare plans choose karne ki baat aaye to confusion hona aam baat hai. Beaverton mein ek best Medicare insurance broker aap ko har step par guide karega:
- Local market knowledge
- Oregon state-specific regulations ka pata
- Aap ke health needs ke mutabiq customized advice
Aap ke Medicare decisions aap ke future healthcare ko affect karte hain — is liye sahi advisor ke sath kaam karna zaroori hai.
FAQs: Oregon Mein Medicare Se Mutaliq Aam Sawalat
Kya mujhe Medicare Part B lena zaroori hai?
Agar aap actively kaam nahi kar rahe aur employer coverage nahi hai to haan, lena chahiye.
Medicare Advantage aur Medigap mein kya farq hai?
Medicare Advantage ek alternative plan hai, jabke Medigap (Supplement Plan) Original Medicare ke gap ko fill karta hai.
Kya Beaverton mein bilingual Medicare brokers available hain?
Jee haan, kai brokers Urdu, Hindi aur Spanish bolne walon ke liye services offer karte hain.
Aaj Hi Medicare Advice Lejiyé
Agar aap ready hain Medicare ka safar shuru karne ke liye — to Beaverton ka best Medicare insurance broker aap ka intezar kar raha hai. Aapko sirf ek appointment book karni hai, aur aapko milegi:
✅ Free Medicare consultation
✅ Personalized plan review
✅ Complete enrollment support
Conclusion
Medicare Oregon ke seniors ke liye ek lifeline hai — aur sahi broker ke zariye aap is journey ko asaan aur stress-free bana sakte hain. Beaverton mein Medicare options ka faida uthaiye aur apni health coverage ko strong banaiye, with guidance from the best Medicare insurance broker in Beaverton.