Developing a non-custodial neo banking app in 2025 requires a focus on privacy, security, and user autonomy. Start by choosing the right blockchain technology to support a decentralized environment. This could be Ethereum, Solana, or any other suitable platform that offers strong security and scalability.

The app should allow users to have full control over their assets without relying on a central authority. Implement a secure and easy-to-use wallet integration that supports various cryptocurrencies. Users must be able to manage their funds without fear of hacking or data breaches, so incorporating multi-factor authentication and biometric verification is essential.

A streamlined interface is crucial for adoption, ensuring that users can easily navigate through different functionalities like transactions, staking, and portfolio management. Focus on minimalism while maintaining all the necessary functions a user needs for white label neo banking operations.

Partnering with decentralized finance (DeFi) protocols can offer users access to lending, borrowing, and staking opportunities without central intervention. Smart contracts will help in automating processes securely.

Regular audits and updates to the app will maintain security and adaptability. Lastly, ensure compliance with local and international financial regulations, which can vary significantly in the decentralized space.